I’m a cashback king – how I get FREE cash by shopping and pay my phone bill by eating Greggs

Father-OF-Three Joseph Seager is a self-confessed cashback king and has made more than £4,000 in the previous 10 years employing web pages like Quidco and TopCashback.

The 36-year-aged, who runs the Thrifty Chap site, and lives in Lancashire, has shared with The Sunshine hhis top rated suggestions for acquiring no cost money when you store.

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Cashback web sites operate by spending when you acquire from certain suppliers or sign up to monetary goods.

It’s an simple way to get back money when you are procuring.

Joseph stated: “This performs on anything from style to electronics.

“You’ll come across brand names and retailers that you recognise and in all probability presently store with.

“Expedia, BT, Travelodge, Ann Summers and Card Manufacturing unit.”

Purchasers need to discover the offer they’d like to invest in and then check with cashback web pages to see if they have an present.

Then you click on as a result of the backlink and the kickback is paid to you in 30 times of your transaction.

Right here Joseph shares his prime guidelines on how to make the most of cashback web pages.

Shell out your cellphone monthly bill by consuming at Greggs

The Airtime Benefits app will allow users to hook up their lender card.

Then each and every time you shop at sure shops you receive a share of cashback – and this can be employed to shell out your cellular phone invoice.

Joseph said: “It works with suppliers like Wilko, Argos and Greggs. Of course, you seriously can support shell out your phone invoice by feeding on a steak bake.

“In just in excess of twelve months I have attained above £30 with Airtime Benefits, which is three months of my £10 a month telephone deal with EE.”

Networks signed up to Airtime Benefits also contain Vodafone, 3 Cell and Giffgaff.

Attempt this reward card trick

Joseph also utilizes an app known as JamDoughnut that provides you a percentage of cashback when you buy a present card from leading merchants.

The amount you can earn ranges from 3% to 20%.

“I’m not usually a enormous supporter of present playing cards since of the threat of them turning into worthless if the organization goes bust,” Joseph reported.

“But if you buy them to use there and then, they can be good.”

Joseph has earned over £200 given that downloading the app twelve months ago.

“We use it at Asda. Rather of using a credit or debit card, we buy a gift card through JamDoughnut.

“This saves us 4% – preserving us £3.20 on a £80 weekly shop. I also utilised it to get 8% cashback when we acquired a new washing device from Currys. That was a £20 saving!

“You can get 8% at Airbnb and 7.5% at M&S at the instant too”.

Get cashback from your lender

Some banks give you a proportion back again when you shell out.

For instance, Chase pays 1% cashback on all of your paying out for the initial 12 months – so if you shell out £5,000 in a 12 months, you get £50 again.

There is no charge for the Chase financial institution account, no minimum revenue for each thirty day period and it is application only.

You don’t have to change to it both, like you do with so numerous bank incentives.

Only set it up and you can start off earning cashback. It also has a linked 1.5% simple access price savings account.

Generate hundreds from your supermarket store

Other apps like Checkout Intelligent, GreenJinn and Shopmium enable you gain money back on your supermarket shopping.

You get a established amount of money of cashback when you obtain distinctive merchandise and certain suppliers.

Joseph said: “For example, 50p cashback when you purchase Rachel’s Organic yogurt from Tesco or £1 when you purchase Kellogg’s cereal from Morrisons.”

“These gives modify weekly and it is really a great way to deliver down the value of your meals store.

“You may possibly even develop your preferences and consider a thing new.”

“You’ll typically find 100% cashback offers on some goods. This suggests that they are no cost.”

On GreenJinn you have to generate a minimum of £1.50 right before you can withdraw your dollars.

Shopmium pays immediately into your bank account a couple times immediately after your submission is approved.

On CheckoutSmart you can withdraw once you have £5 in cashback, on the other hand any total under £20 will incur a 5% payment so you’re superior to create it up before you cashout.”

The cashback catches to look at out for

There are generally potential downsides to earning cashback, Joseph warns.

“Sometimes the journey will not monitor mainly because of your desktops cache or cookies.

“You can constantly submit a declare but this tends to consider for a longer time to go via that if it had tracked immediately.

“There are also terms and problems to just take into account and some provides are only for new buyers.

“Different suppliers pay out out in various lengths of time much too. 9 periods out of 10 you will have to wait around for your cashback to go via the program right before obtaining your arms on it.”

He also warns that it is really worth doubling checking the conditions and conditions just before you indicator up.

He included: “You ought to in no way get something mainly because of the cashback incentive.”

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